MLS #26021268

306 Water Street

306 Water Street, St. Joseph, MI

bed
3bed
bath
2.5bath
sq ft
1,739sq ft
acres
2.17acres
/ sq ft
$649/ sq ft
built
1989built
car garage
2car garage

Listed by Gary Depa, @properties Christie's International R.E.. Rennie Barton can represent you as the buyer on this property.

Overview

LUXURY MEETS LAKESIDE LIVING! Located where the St. Joseph River meets Lake Michigan, this exceptional 3-bedroom, 2.5-bath Townhome Villa is located within an exclusive gated waterfront association and offers unobstructed Lake views, lighthouse views, and views of both the North and South Piers. Designed for both everyday living & entertaining, the main level features marble flooring, a gourmet kitchen with custom cherry cabinetry, an expansive granite island, stainless-steel appliances. A wet bar off the dining area and a carved natural gas fireplace create a warm and inviting gathering space. The living room opens to a private lake-view balcony, perfect for enjoying spectacular sunsets over Lake Michigan. Upstairs, the lake-view primary suite features its own private balcony, spa-style bathroom, walk-in shower, generous closet space, along with two additional bedrooms. The attached two-car garage with ceramic tile flooring offers exceptional versatility and can easily serve as

Property details

Basic information
Property status
Property type
Year built
County
Lot size
Assessed value (2025)
Association
Price per sq ft
MLS number
Status
Interior
Bedrooms
Full baths
Half baths
Interior area
  • Broadband
  • Garage Door Opener
  • Wet Bar
  • Center Island
  • Pantry
Exterior & grounds
Land
Garage
Water frontage
  • Balcony
Water & shoreline
Frontage
Financial
Association dues
Price history
Arrives with the feed

What to ask about this one

Three questions worth putting to the listing side before you write anything. They are specific to this property, not a checklist.

  1. 01

    Confirm critical dune and high-risk erosion mapping on the parcel

  2. 02

    Ask for any EGLE permits covering beach stairs or shore protection

  3. 03

    Ask what the taxable value uncaps to after the sale, not what the seller pays now

Read the diligence guide

Location

306 Water Street, St. Joseph, Michigan.

Monthly payment

An estimate you can check, not a quote. Change any figure and the breakdown follows. Speak to a lender before you rely on it.

$
$20%
%

An assumption, not a rate you have been offered.

$/mo
$/mo

Empty until you have a quote — shoreline premiums vary widely.

$/mo

per month

  • Principal & interest$5,709
  • Property tax$0
  • Home insurance$0
  • Association dues$655
Loan amount
Total interest
Paid off