MLS #26021268

306 Water Street

306 Water Street, St. Joseph, MI

bed
3bed
bath
2.5bath
sq ft
1,739sq ft
acres
2.17acres
/ sq ft
$649/ sq ft
built
1989built
car garage
2car garage

Listed by Gary Depa, @properties Christie's International R.E.. Rennie Barton can represent you as the buyer on this property.

Overview

Luxury Meets Lakeside Living .... Located where the St. Joseph River meets Lake Michigan, this 3-bedroom, 2.5-bath Townhome Villa sits inside an exclusive gated Waterfront Association with unobstructed views of the lake, the lighthouse, and both the North & South Piers. The main level is open and well-suited for entertaining: marble floors, a gourmet kitchen with timeless custom cherry cabinetry, an expansive granite island, and stainless appliances. A wet bar off the dining area and a carved natural gas fireplace make the space feel both warm and welcoming. The living room opens to a private balcony where sunset views stretch across the water. Upstairs, the primary suite has its own lake-view balcony, a spa-style bath with walk-in shower, and generous closet space. and two additional bedrooms. The attached two-car garage has ceramic tile flooring which flexes nicely into extra entertaining space for larger occasions, and direct patio access for grilling and outdoor lounging.

Property details

Basic information
Property status
Property type
Year built
County
Lot size
Assessed value (2025)
Association
Price per sq ft
MLS number
Status
Interior
Bedrooms
Full baths
Half baths
Interior area
  • Broadband
  • Garage Door Opener
  • Wet Bar
  • Center Island
  • Pantry
Exterior & grounds
Land
Garage
Water frontage
  • Balcony
Water & shoreline
Frontage
Financial
Association dues
Price history
Arrives with the feed

What to ask about this one

Three questions worth putting to the listing side before you write anything. They are specific to this property, not a checklist.

  1. 01

    Confirm critical dune and high-risk erosion mapping on the parcel

  2. 02

    Ask for any EGLE permits covering beach stairs or shore protection

  3. 03

    Ask for the well and septic records, and when each was last serviced

  4. 04

    Ask what the taxable value uncaps to after the sale, not what the seller pays now

Read the diligence guide

Location

306 Water Street, St. Joseph, Michigan.

Monthly payment

An estimate you can check, not a quote. Change any figure and the breakdown follows. Speak to a lender before you rely on it.

$
$20%
%

An assumption, not a rate you have been offered.

$/mo
$/mo

Empty until you have a quote — shoreline premiums vary widely.

$/mo

per month

  • Principal & interest$5,709
  • Property tax$0
  • Home insurance$0
  • Association dues$655
Loan amount
Total interest
Paid off