MLS #26041599

441 Ridgeway Street

441 Ridgeway Street, St. Joseph, MI

bed
5bed
bath
3.5bath
sq ft
4,306sq ft
acres
0.25acres
/ sq ft
$615/ sq ft
built
1925built
car garage
2car garage

Listed by Kerry Wright, Wright Properties. Rennie Barton can represent you as the buyer on this property.

Overview

Welcome to this unique Lake Michigan home with extraordinary spaces for the whole family to gather! Enjoy stunning sunsets along your 30' deeded beach access - just a short stroll down a sandy path. No Bluff. No Stairs. No Rocks. Close to downtown shops, restaurants and a world class golf course it is perfect for long beach days, sunset dinners and weekends together. Set along a charming brick-paved street, this beach home is wrapped in classic blue cedar shake with crisp white trim and blends timeless charm with high-end updates throughout. The open concept main level is designed for effortless entertaining. The chef's kitchen features a Wolf dual-oven range, custom hood, quartz waterfall island, and aesthetic butler's pantry. The dramatic vaulted great room offers a stacked-stone, double-sided fireplace, built-ins, and a sculptural spiral staircase. The 3rd floor flex space offers panoramic views of Lake MI and is perfect for a morning cup of coffee or a glass of wine at sunset.

Property details

Basic information
Property status
Property type
Year built
County
Lot size
Assessed value (2026)
Price per sq ft
MLS number
Status
Interior
Bedrooms
Full baths
Half baths
Interior area
  • Ceiling Fan(s)
  • Garage Door Opener
  • Guest Quarters
  • Eat-in Kitchen
  • Pantry
Exterior & grounds
Land
Garage
Water frontage
Water & shoreline
Frontage
Financial
Association dues
Price history
Arrives with the feed

What to ask about this one

Three questions worth putting to the listing side before you write anything. They are specific to this property, not a checklist.

  1. 01

    Confirm critical dune and high-risk erosion mapping on the parcel

  2. 02

    Ask for any EGLE permits covering beach stairs or shore protection

  3. 03

    Budget for a pre-1978 inspection — lead paint, knob-and-tube, and the roof

  4. 04

    Ask what the taxable value uncaps to after the sale, not what the seller pays now

Read the diligence guide

Location

441 Ridgeway Street, St. Joseph, Michigan.

Monthly payment

An estimate you can check, not a quote. Change any figure and the breakdown follows. Speak to a lender before you rely on it.

$
$20%
%

An assumption, not a rate you have been offered.

$/mo
$/mo

Empty until you have a quote — shoreline premiums vary widely.

per month

  • Principal & interest$13,395
  • Property tax$0
  • Home insurance$0
  • Association dues$0
Loan amount
Total interest
Paid off