$2,649,000
441 Ridgeway Street
441 Ridgeway Street, St. Joseph, MI
- bed
- 5bed
- bath
- 3.5bath
- sq ft
- 4,306sq ft
- acres
- 0.25acres
- / sq ft
- $615/ sq ft
- built
- 1925built
- car garage
- 2car garage
Listed by Kerry Wright, Wright Properties. Rennie Barton can represent you as the buyer on this property.
Overview
Welcome to this unique Lake Michigan home with extraordinary spaces for the whole family to gather! Enjoy stunning sunsets along your 30' deeded beach access - just a short stroll down a sandy path. No Bluff. No Stairs. No Rocks. Close to downtown shops, restaurants and a world class golf course it is perfect for long beach days, sunset dinners and weekends together. Set along a charming brick-paved street, this beach home is wrapped in classic blue cedar shake with crisp white trim and blends timeless charm with high-end updates throughout. The open concept main level is designed for effortless entertaining. The chef's kitchen features a Wolf dual-oven range, custom hood, quartz waterfall island, and aesthetic butler's pantry. The dramatic vaulted great room offers a stacked-stone, double-sided fireplace, built-ins, and a sculptural spiral staircase. The 3rd floor flex space offers panoramic views of Lake MI and is perfect for a morning cup of coffee or a glass of wine at sunset.
Property details
Basic information
- Property status
- For sale
- Property type
- Single Family Residence
- Year built
- 1925
- County
- Berrien County, Michigan
- Lot size
- 0.25 acres
- Assessed value (2026)
- $423,286 — the assessment, not the tax bill
- Price per sq ft
- $615
- MLS number
- 26041599
- Status
- Active
Interior
- Bedrooms
- 5
- Full baths
- 3
- Half baths
- 1
- Interior area
- 4,306 sq ft
- Ceiling Fan(s)
- Garage Door Opener
- Guest Quarters
- Eat-in Kitchen
- Pantry
Exterior & grounds
- Land
- 0.25 acres
- Garage
- 2 cars
- Water frontage
- Lake Michigan frontage
Water & shoreline
- Frontage
- Lake Michigan frontage
Financial
- Association dues
- None
- Price history
- Arrives with the feed
What to ask about this one
Three questions worth putting to the listing side before you write anything. They are specific to this property, not a checklist.
- 01
Confirm critical dune and high-risk erosion mapping on the parcel
- 02
Ask for any EGLE permits covering beach stairs or shore protection
- 03
Budget for a pre-1978 inspection — lead paint, knob-and-tube, and the roof
- 04
Ask what the taxable value uncaps to after the sale, not what the seller pays now
Location
Monthly payment
An estimate you can check, not a quote. Change any figure and the breakdown follows. Speak to a lender before you rely on it.
An assumption, not a rate you have been offered.
Empty until you have a quote — shoreline premiums vary widely.
$13,395
per month
- Principal & interest$13,395
- Property tax$0
- Home insurance$0
- Association dues$0
- Loan amount
- $2,119,200
- Total interest
- $2,702,923
- Paid off
- Sep 2056
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