$1,200,000
4541 Main Street
4541 Main Street, Onekama, MI
- bed
- 4bed
- bath
- 2bath
- sq ft
- 2,259sq ft
- acres
- 0.53acres
- / sq ft
- $531/ sq ft
- built
- 1970built
- car garage
- 2car garage
Listed by Jon Zickert, Real Estate One Beulah. Rennie Barton can represent you as the buyer on this property.
Overview
With 150 feet of private frontage on Portage Lake, this 4-bedroom, 2-bath home in the Village of Onekama offers a great opportunity to enjoy Northern Michigan waterfront living. The property features a well-built seawall, a boat launch, and a spacious, fenced yard that provides plenty of room to relax and enjoy the outdoors. Portage Lake connects to Lake Michigan, making this an ideal spot for boating, fishing, and taking in beautiful sunsets. The property also offers convenient access to nearby Arcadia Bluffs Golf Club. With two separate tax IDs, there may be additional potential for condominium construction or future development, subject to zoning approval. Whether you're looking for a lakefront home or an investment opportunity, this property offers plenty of possibilities in a desirable waterfront location.
Property details
Basic information
- Property status
- For sale
- Property type
- Single Family Residence
- Year built
- 1970
- County
- Manistee County, Michigan
- Lot size
- 0.53 acres
- Assessed value (2026)
- $360,292 — the assessment, not the tax bill
- Price per sq ft
- $531
- MLS number
- 26056653
- Status
- Active
Interior
- Bedrooms
- 4
- Full baths
- 2
- Interior area
- 2,259 sq ft
Exterior & grounds
- Land
- 0.53 acres
- Garage
- 2 cars
- Water frontage
- Inland lake frontage
Water & shoreline
- Frontage
- Inland lake frontage
Financial
- Association dues
- None
- Price history
- Arrives with the feed
What to ask about this one
Three questions worth putting to the listing side before you write anything. They are specific to this property, not a checklist.
- 01
Confirm the bottomland ownership and what the dock permit allows
- 02
Check the lake board's rules on watercraft and no-wake hours
- 03
Budget for a pre-1978 inspection — lead paint, knob-and-tube, and the roof
- 04
Ask for the well and septic records, and when each was last serviced
- 05
Ask what the taxable value uncaps to after the sale, not what the seller pays now
Location
Monthly payment
An estimate you can check, not a quote. Change any figure and the breakdown follows. Speak to a lender before you rely on it.
An assumption, not a rate you have been offered.
Empty until you have a quote — shoreline premiums vary widely.
$6,068
per month
- Principal & interest$6,068
- Property tax$0
- Home insurance$0
- Association dues$0
- Loan amount
- $960,000
- Total interest
- $1,224,427
- Paid off
- Nov 2056
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